Free Anti Virus Software for the Cloud

January 31st, 2012

Immunet Protect offers extra protection from malware. This free lightweight software can compliment your existing Norton™ Security or other antivirus software to give you an added layer of protection from millions of malware and spyware threats.

Immunet has also partnered with Cloudmark to protect your inbox from spam, phishing and viruses with Cloudmark DesktopOne.

For more information visit http://www.immunet.com/free/index.html

Secunia Personal Software Inspector (PSI)

January 31st, 2012

Patching insecure programs helps safeguard your data and PC against cybercriminals. Secunia PSI is a security scanner which identifies programs that are insecure and need updates. It even automates the updating of many of these programs, making it a lot easier to maintain a secure PC.

Cybercriminals are increasingly targeting private PCs. Their entry points are vulnerabilities (certain code errors or bugs) in popular third party (non-Microsoft) programs, which are exploited and used as a gateway to compromise PCs and access confidential data such as passwords, online profiles, and bank details. Attacks exploiting vulnerable programs and plug-ins are often not blocked by traditional anti-virus.

Timely patching is the only solution to these types of attacks. Patches are offered free of charge by most software vendors; however, finding all of these patches is tedious and time-consuming. The Secunia PSI removes the complexity of this task so that you can shop, bank, and socialise online, safely.

For more information visit http://www.secunia.com

osCommerce Vulnerability

January 30th, 2012

Are you using osCommerce? If so, you should be aware of system vulnerabilities that could impact your installation.   osCommerce is vulnerable to SQL Injections in the create_account_process.php and account_edit_process.php files.  osCommerce 2.2MS1 is the affected version and older versions are likely to be affected as well.  The attack can be carried out by a malicious user who is registering an account or editing an existing account.

Users should upgrade to the current version at http://www.oscommerce.com/downloads .  In addition, users should protect their osCommerce  Admin directory using .htaccess or other security measures.

Electronic Check Service (ACH)

January 22nd, 2012

Transaction fee: $0.50 | Monthly fee: $15

Increase sales by offering multiple payment options. Accept and process electronic checks online, by telephone and fax.

Electronic Check ServiceThe Planetauthorize eCheck service is a payment solution that enables online and traditional merchants to accept and process electronic check payments directly from their Web site’s storefront, through the Planetauthorize Virtual Terminal or via a free Planetauthorize payment module. By accepting electronic checks, merchants are able to expand the payment options available to their customers and increase sales. Merchants that utilize the PlanetAuthorize eCheck Service can take advantage of 24 hours per day, 7 days per week sales opportunities. With the innovation of electronic technology and the cooperation of ACH, an Internet vendor can accept a virtual check via the Internet at a fraction of the cost associated with a credit card, and also have funds available as quickly as a credit card transaction.

The PlanetAuthorize eCheck service is a payment solution that enables online and traditional merchants to accept and process electronic check payments directly from their Web site’s storefront or via any Internet connection using the PlanetAuthorize™ Virtual Terminal.

Benefits of the PlanetAuthorize.Net eCheck service

  • echech/ach service Only $0.50 cents per transaction
  • echech/ach service Recurring Billing included as a standard feature
  • echech/ach service Lower Rates than Credit Cards, Google Checkout and PayPal
  • echech/ach service Virtual Terminal Included
  • echech/ach service Free Mobile Bill Payment Software
  • echech/ach service Impulse sales captures
  • echech/ach service Funds deposited directly into your business checking account
  • echech/ach service About one-half the cost of a credit card
  • echech/ach service Integrates with PlanetAuthorize.Net Payment Gateway *

 

Sign Up Now

To Get Started Apply for a Internet Ready Merchant Account:

Electronic Check Merchant Application merchant setup forms

Kick off 2012 with a plan for success

January 11th, 2012

Although 2012 is already off and running, it’s not too late to consider a list of my top 10 marketing tips to give your business a real boost. In fact, there’s no better time than now to put these tips into action.

1. Learn from the past

Reflecting on the past is important in identifying your marketing strengths and weaknesses. Determine whether your team has expended sufficient effort. Also, evaluate the effectiveness of the various marketing campaigns, programs and tactics you’ve been utilizing.

Figure out what from your marketing mix works and what doesn’t, and discover which tactics yield the best return for the time and dollars invested. Evaluate your marketing team for effectiveness, including employees, consultants and outside agencies.

2. Make a plan

An integrated marketing plan details the actions you believe are necessary to reach specific business goals and sales objectives. The plan identifies what to do and when and how to do it, with all activities and tactics working together in a consistent, repetitive approach.

Include efforts that have been successful in the past. Study the competition, and incorporate elements of their best marketing endeavors. And don’t forget to try something new, too.

Some up-to-date information from the 2012 Marketing Trends Survey, conducted by StrongMail and Zoomerang across a wide range of U.S. industries, should help guide your thinking about marketing activities to include in your plan.

The report indicates email marketing (60 percent) is the program most frequently cited for increases in marketing spending and effort. More survey respondents (55 percent) planned to increase their budgets for social media spending than for mobile marketing or search engine optimization/pay-per-click spending (both at 37 percent).

By contrast, few executives expect to increase spending on direct mail (18 percent), tradeshows and events (18 percent) or public relations (16 percent). The trend is clear: companies are ramping up electronic forms of marketing. So, your marketing plan should take this into account.

And don’t forget to make use in your plan of the Rule of Seven, which is based on the notion of repetition. The rule suggests that to get prospects to take action to become a buyer, you must reach and positively impact them at least seven times. You achieve this with as many campaigns, programs and tactics as possible to build awareness, credibility and your reputation.

I recommend that while you are taking all this into account, you make a list of the potential programs, campaigns and tactics you’d like to employ. Then pick those that you believe will give you the most bang for your buck, and include them in your plan.

3. Develop a calendar

Map out exactly what you will do during each month of 2012. Having a marketing calendar in place will help you stick to your plan and identify any potential bandwidth issues. Having a marketing calendar provides companywide visibility into objectives and schedules, which in turn creates transparency and accountability.

4. Create a budget

Figure out how much your marketing plan is really going to cost. Your budget should take into account both in-house and outsourced personnel resources, advertising and events fees, printing and postage costs, travel, and more. Only then will you know exactly what you’ll need financially to make your plan a reality.

Map your spending against your marketing calendar to have a clear picture of cash flow so that funds are available when needed.

A rule of thumb for marketing budgets at small to midsized businesses is 8 to 10 percent of company revenue, with approximately half of the funds committed to generating leads and the other half to building awareness.

5. Secure financial and personnel resources

No plan – no matter how good it is – can be successful without allocating adequate financial and personnel resources. Rather than shoot from the hip day to day or month to month, get executive approval for your plan and secure the funding; then make sure adequate personnel resources are in place.

6. Polish your brand

Make sure your company has a professional corporate identity (logo mark and color scheme) that is visible in every prospect and client interaction you have. Business stationery, electronic templates, marketing materials and your website should present a coordinated, consistent look and feel.

Develop concise, compelling corporate and product messaging that articulates who you are, what you do, what you stand for, the value you deliver and how you’re different from the competition.

7. Prepare supporting marketing materials

These include brochures, presentations, sales letters, emails, website landing pages, banner ads, tradeshow booths and so on. These materials don’t make the sale. But they are fundamental to helping make sales by educating potential buyers while building brand recognition, credibility and reputation. Make sure you have the materials ready to properly support your sales team and the tactics in your marketing plan.

8. Execute, execute, execute

Don’t let fear and laziness – or the excuses that you lack time, effort, knowledge, discipline or persistence – hold you back. Make sure to stick to your plan, your calendar and your budget, and line up proper resources if you want to achieve success.

9. Measure results

Describe what success looks like for every tactic in your marketing plan, and then set metrics. This must be done before you can begin measuring any kind of meaningful results or calculating return on investment.

10. Review and adjust

Systematically review your plan and tactics, perhaps quarterly, and make adjustments based on successes, failures, the competition, business and market conditions. Fortify tactics that work; shelve the ones that don’t. Don’t be afraid to interject something new mid-year. But make sure you think it all the way through before executing.

I hope my top 10 marketing tips for 2012 will help put your company on the path to marketing success. I wish you all the best and expect that you will have a fantastic year.

Show us the money! – Growing business online by accepting more forms of payment

January 11th, 2012

Editor’s Note: This article first appeared in the October 2011 issue of Direct Marketing, an Ontario, Canada-based publication about interactive marketing and sales.

Have you ever been in a retail store that only accepted credit cards for payment? No cash or debit payments? That would be bizarre. But when you go online, you’ll find thousands of sites that are still only accepting credit cards for payment, including those for the majority of the direct marketing industry.

The Internet has been traditionally very credit card oriented since the early days, but things are changing fast, and while e-commerce has been a very positive experience for most direct marketers, they often face unforeseen payment and fraud costs when they expand internationally.

Looking to the gaming industry

When we look at the e-commerce payments strategy followed by the online gaming industry, we can see that their sites ensure their customers can fund their accounts with credit cards and a wide variety of other alternatives.

Today, many of the payment companies that became well-known in gaming have also become the leaders in global e-commerce payment processing.

Savvy direct marketers realize that accepting more forms of payment is the easiest and fastest way to boost online sales and profit. Plus it offers a competitive advantage. If you can’t accept the form of payment your customers want to use online, they’ll either go to the more expensive offline channel or to your competition.

Recognizing the danger of this, the majority of online businesses are now implementing comprehensive, global payment strategies that include accepting more forms of payment than just credit cards.

Offering multiple forms of payment

You might be thinking that accepting payments can’t be that difficult, since most consumers have credit cards to make purchases, but research actually shows that 30 to 40 percent of consumers don’t have a major credit card and others don’t want to use theirs online. Also, credit cards are not as popular outside of North America, so if you have international customers, you need to offer them the payment methods they have in their local country. A web merchant can’t make the sale online unless the merchant can accept the payment.

PartyPoker.com (which does not accept U.S. players) is a prime example of a company offering multiple payment options to its customers; every online business could learn from the company’s payments strategy and increase sales globally.  Remember, by offering your customers more online payment options you increase the odds of making that sale online.


 

Compare us to PayPal and Google Checkout!

January 8th, 2012

If you’re a small business with a requirement to collect online payments from your clients there is a good chance you are currently using either Google Checkout or PayPal. If you’re using Google Checkout or PayPal you can save money by switching to Planetauthorize™ payment gateway. Planetauthorize™ will help you get paid faster – with reliable, safe and secure payment technology.

Save Money with Planetauthorize™

Google Checkout and PayPal have a sliding scale of charges while Planetauthorize comes with just one competitive fee.  To view comparison chart visit http://planetauthorize.net/assets/us-comparetopaypalandgoogle.pdf.

Our MobileAuthorize™ service provides a free payment application for your smart phone. Now you can accept all major credit cards anywhere you can use your cellular device.

• Free iPhone payment application
• Free BlackBerry payment application
• Free Windows Mobile payment application
• Free Google Android payment application

Get Started Today!
APPLY FOR A US MERCHANT ACCOUNT AT: http://planetauthorize.net/assets/sm_application.pdf

Openbravo POS for Retail Merchants

January 8th, 2012

Openbravo POS is the leading open source Point-of-Sale application for the SMBs in the retail industry. With almost 10,000 installation per month, Openbravo POS is proven to be a reliable alternative to expensive POS software. Merchants can save time and money by deploying Openbravo POS with the native PlanetAuthorize.Net payment gateway module. Reduce costs and improve productivity using the Openbravo POS & PlanetAuthorize Payment Gateway bundle.

Benefits

  • 100% Free Software
  • Support Touch Screen
  • Easy install on standard Windows PC
  • Unlimited User License
  • No Setup Fees
  • No Application Fee
  • Best Merchant Account Rate Guarantee
  • 24/7 Technical Online Help Desk
  • 24/7 Merchant Account Support

For more information visit http://planetauthorize.net/openbravopos.html

Free Bill Payment & Invoice Payment

January 8th, 2012

Jacksonville, FL– January 9th 2012 — SaleManager, LLC today announced the launch of the Free Mobileauthorize Bill Payment application.  Mobileauthorize for Planetauthorize.Net will allow your customers to pay invoices using their credit card or checking account using any mobile device or any computer with a web browser. The Mobileauthorize Bill Payment service provides a free mobile and web ready application when merchants register to use Planetauthorize Payment Gateway.

The Free Mobileauthorize Bill Payment Application will empower small business owners with the ability to offer their customers a flexible payment vehicle for submitting electronic payments.   Integrated into the Customer Vault service, Mobileauthorize for Planetauthorize.Net will allows customers to store their payment data in our secure data center.  Once the customer’s payment data is saved the customer can submit payments using only their unique customer payment.

Mobile/Web Payments Supports

merchant account Credit Card Payments
Echeck service eCheck Payments

When it comes to getting paid, it’s slow going for small businesses. Payments that were once “net 30″ — 30 days after an invoice date — have become net 60, net 90 and longer, as clients try to keep their cash longer in an uncertain economy.

Nearly 40% of firms surveyed by the National Federation of Independent Business said “receivables,” or money that customers owe, are coming in at a slower pace, new NFIB data show.

Planetauthorize provides a complete web-based “online payment office” to organize your day-to-day finances and optimize cash flow.  For more information visit http://planetauthorize.net/mobilebillpayments.html

Planetauthorize.Net Mobile for iPhone/iPad/iTouch

January 8th, 2012

Jacksonville, FL– March 15, 2011 — SaleManager, LLC today announced the launch of a mobile processing module. A simple, fast, and secure application for the iPhone/iPad/iTouch to process credit cards anywhere in the world over a cellular or WIFI connection.

“Mobile payments is an emerging technology, more and more merchants will enjoy the versatility of processing with a secure solution for their business,” said Ricky Bracken, SaleManager’s Chief Technology Officer.

The mobile processing module will process keyed or swiped transactions using cutting edge hardware encrypted card readers, geo-tag locations on the receipt where the transaction occurs, e-mail receipts, capture digital signatures, and perform partial or full refunds within the transaction history log. The application is free to download and incurs no additional per transaction fees.

For more information visit http://www.mobileauthorize.com